At BetterBind National Trucking Insurance Agency, we understand that you may have questions about our insurance services. Here are some of the most frequently asked questions that we receive from our clients:

Q: What types of insurance do you offer for trucking businesses? A: We offer a range of insurance options for trucking businesses, including commercial auto insurance, liability insurance, cargo insurance, and workers' compensation insurance. We also provide customized insurance solutions to meet the specific needs of our clients.

Q: What factors affect my insurance premiums? A: Several factors can affect your insurance premiums, including the size of your fleet, the types of vehicles you operate, your driving history, and the level of coverage you require. Our team of experts can help you navigate these factors and find the most affordable insurance solutions for your business.

Q: How do I file an insurance claim? A: If you need to file an insurance claim, you can do so by contacting our claims department. Our team will guide you through the process and help you complete the necessary paperwork.

Q: Can I make changes to my insurance policy? A: Yes, you can make changes to your insurance policy at any time. Simply contact our customer service team, and they will help you make the necessary changes.

Q: How do I get a quote for insurance coverage? A: You can request a quote for insurance coverage by filling out our online quote request form or by contacting our customer service team. We will provide you with a customized quote based on your specific insurance needs.

At BetterBind National Trucking Insurance Agency, we are committed to providing exceptional customer service and support to our clients. If you have any additional questions or concerns, please do not hesitate to contact us. We are here to help you protect your trucking business and provide you with peace of mind.

E-MAIL: hello@betterbind.com   or   CALL/TEXT: 1.877.201.2019

What is Commercial Truck Insurance?

Commercial truck insurance is a type of insurance coverage specifically designed for trucks used for business purposes. It provides protection for the truck, the driver, and the cargo being transported.

Commercial truck insurance typically includes liability coverage, which protects the driver and owner of the truck against claims made by other parties for property damage or bodily injury resulting from an accident involving the truck. It may also include coverage for collision damage to the truck itself, as well as coverage for theft, fire, or other damage to the cargo being transported.

Commercial truck insurance is usually required by law, and the specific requirements can vary depending on the size and type of the truck, as well as the cargo being transported. In addition to providing legal protection, having commercial truck insurance can give business owners peace of mind knowing that their assets and livelihood are protected in the event of an accident or other unforeseen circumstances.



Is it beneficial to have multiple agents bid for my insurance?

The notion that having multiple insurance agents work on a quote will result in a lower premium is a common misconception among truckers. However, this approach can actually be counterproductive, and the trucking industry relies heavily on insurance programs. Many trucking companies make the mistake of treating insurance as a commodity and comparing prices for seemingly identical policies. But securing coverage for a trucking fleet is a complex process, and there is no such thing as an identical policy.

When multiple agents compete for an account, it can create more work and waste time. There is also a hidden risk that insurance companies may refuse to provide a quote, or they may offer a weak one. Furthermore, the number of trucking insurance carriers is decreasing every year, so there may not be enough companies to support multiple agents competing for an account.

If you are not satisfied with your current agent, it is best to prequalify prospective agents and choose no more than two to present your business to assigned insurance companies. Trust your current provider if you are happy with their service, but consider marketing your insurance renewal every three years to account for changes in your company's operations or size.



What information do you need to provide quote for my commercial insurance?

Operation / Business Name

  • Business Address / Garaging Address

  • Tax ID / EIN#

  • Owner Name / Owner’s DOB / Contact Name (if Different)

  • Contact Email / Phone Number

  • Description of Business / Operation / What type of cargo do you haul?

  • Radius of Operation

  • USDOT # / MC #

  • All Driver Informations: Driver Name, DOB, Married, License Number, License State, Year CDL Issued, Past 3 Years Any Moving Violation?, Past 3 Years Any Accidents?

  • Vehicle Information: Vehicle Year, Make, Model, Vehicle Type, GVW, Vehicle VIN Numbers

  • if applicable, insurance declarations page/policy and loss run report



How do I save money on my commercial truck insurance?

  • Shop around: Get quotes from multiple insurance providers to compare rates and coverage options. This will help you find the best deal.

  • Increase your deductible: A higher deductible means lower monthly premiums. However, make sure you can afford to pay the deductible in the event of a claim.

  • Improve your driving record: Maintaining a clean driving record can help you qualify for lower rates.

  • Invest in safety features: Installing safety features such as anti-theft devices and GPS tracking systems can lower your insurance rates.

  • Choose the right coverage: Consider the specific needs of your business and choose coverage options that are appropriate and necessary. Don't pay for coverage you don't need.

  • Maintain your vehicles: Regular maintenance and inspections can prevent accidents and reduce insurance costs.

  • Bundle your insurance policies: Many insurance providers offer discounts when you bundle your commercial truck insurance with other policies, such as general liability or property insurance.

  • Consider usage-based insurance: Some insurance providers offer usage-based insurance, which charges based on the actual usage of the vehicle. This can be a cost-effective option for businesses that only use their trucks occasionally.

E-MAIL: hello@betterbind.com   or   CALL/TEXT: 1.877.201.2019